Investor Loans
Financing Built for Real Estate Investors
From your first rental property to a full portfolio, Martin Mortgage Group offers investor-focused financing with fast closings and flexible qualification.
DSCR Loans
Qualify based on property cash flow, not personal income. Ideal for portfolio investors.
Fix & Flip Financing
Short-term loans with fast funding for property renovation and resale projects.
Rental Property Mortgages
Long-term financing for buy-and-hold investors with hands-on guidance throughout.
Multi-Family Financing
Loans for 2–4 unit properties and small apartment buildings.
Get Investor Financing
Tell us about your investment goals.
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Investor Loan FAQ
Common questions about investment property financing in NC
We offer DSCR (Debt Service Coverage Ratio) loans, conventional investment property mortgages, fix-and-flip bridge loans, portfolio loans, and multi-family financing. Each product is designed for different investor strategies, and our team will help you choose the right one.
A DSCR loan qualifies you based on the rental income the property generates rather than your personal income. If the property’s rental income covers the mortgage payment (typically at a 1.0–1.25x ratio), you can qualify. This is ideal for investors who may not show high personal income on tax returns.
Investment property loans typically require 15–25% down depending on the loan type and number of units. DSCR loans generally require 20–25% down. We'll work closely with you to structure your financing and minimize cash out of pocket.
Yes! We work with investors who own anywhere from 1 to 20+ properties. DSCR loans in particular have no limit on the number of properties you can finance. We’ll help you build a financing strategy that scales with your portfolio.
The Triangle is one of the strongest real estate markets in the Southeast. With consistent population growth, a strong job market anchored by Research Triangle Park, top universities, and rising home values, Raleigh-Durham continues to attract investors nationally. Our local expertise helps you identify and finance the right opportunities.