Free Webinar · Thu Sep 10 · 5:30 PM

For Triangle real estate investors

Financing Your Next Rental

DSCR loans, down payment and reserve requirements, cash-out refinances, and how to keep qualifying once conventional financing runs out. One hour, real numbers, no pressure.

Date
Thursday, September 10
Time
5:30 PM ET
Cost
Free to attend
Where
Online — link sent after you register

Save Your Seat

Free to attend. Takes about 20 seconds.

We'll only use your info to send the webinar link and a reminder.

Why This Webinar

Most Investors Stall on Financing, Not on Deals

The property pencils. The rent is there. Then the loan side gets complicated — the tax returns show a loss, the reserves come up short, or the fourth financed property changes every rule you learned on the first three.

On Thursday, September 10 we'll go through the financing structures investors are actually using in the Triangle right now, what each one requires, and how to line up your next purchase before you're under contract with a clock running.

What We'll Cover

What You'll Walk Away With

Six things you'll be able to run the numbers on yourself by the time we're done.

Qualify on the Property, Not Your Tax Returns

How DSCR loans work in practice — what ratio you need, how rents are documented, and why write-offs that sink a conventional approval don't matter here.

What You Actually Need to Close

Real numbers on down payment, reserves and credit for 1–4 unit investment properties, and the levers that move each one.

Financing the BRRRR

How the purchase, the renovation money and the refinance fit together — including the seasoning rules that decide when you can pull your capital back out.

Turning Equity Into the Next Door

Cash-out refinances, HELOCs and bridge financing on property you already own, and how to weigh the cost against the return on the next deal.

Scaling Past the Ten-Loan Wall

What changes after four financed properties, where conventional limits stop, and which portfolio and non-QM products pick up from there.

The Triangle Right Now

What we're seeing on rents, rates and appraisals in Raleigh, Durham and Chapel Hill — and how investors are structuring offers around it.

Who It's For

Come Whether You Own One Door or Twenty

First-Time Investors

You've owned a home, you're ready to buy a rental, and you want to know what the loan side actually looks like before you write an offer.

Two to Ten Doors

You're past the first deal and starting to hit conventional limits, reserve requirements and DTI ceilings. This is where DSCR and portfolio products come in.

Agents & Advisors

You work with investor clients and want to speak fluently about what will and won't get financed, so you can price and structure deals with confidence.

Michael Martin, Martin Mortgage Group
Your Host
Michael Martin
Martin Mortgage Group

Michael works with Triangle investors from their first rental through full portfolios, structuring financing around the return rather than the other way around. He'll walk through these loans the way he does at the kitchen table: the numbers, the tradeoffs, and a straight answer on whether the deal works.

Thursday, September 10 · 5:30 PM

Register free and we'll send you the webinar link, a reminder before we start, and the recording afterward in case you can't make it live.

Webinar FAQ

Everything you need to know before Thursday, September 10

Anyone buying or holding investment real estate in the Triangle — from a first rental purchase to a growing portfolio. Real estate agents, CPAs and financial advisors who work with investor clients are welcome as well.
No. The webinar is free and there's no obligation of any kind. Registering just lets us send you the link and a reminder before we go live.
Plan on about 45 minutes of material with time for questions at the end. You can submit questions live during the session.
Yes — it's a large part of the session. A DSCR loan qualifies on the property's rental income rather than your personal income. If the rent covers the payment at the required ratio, the deal can work regardless of what your tax returns show. We'll walk through how the ratio is calculated and what it takes to hit it.
No. A good portion of the hour is aimed at investors who have run into conventional financing limits — reserves, DTI, the financed-property count — and need to know what the next products look like. Bring your scenario and ask about it live.
It's an education session, including the cases where borrowing is the wrong move. If you want to talk through your own numbers afterward we're glad to, but nothing on the webinar asks you to commit to anything.
Register anyway. We'll send the recording to everyone who signs up, so you can watch when it works for you. You can also call or text Michael at (919) 612-9978 with questions any time.

This webinar is for educational purposes only and is not financial, tax, legal or investment advice. Loan program guidelines, rates and qualification requirements are subject to change without notice and vary by property, borrower and product. Not all applicants will qualify. Any figures discussed are illustrative examples, not an offer or commitment to lend. Consult your own tax and legal advisors before making an investment decision.