Fairway Bridge Loan

Bridge the Buying and Selling Gap

A bridge loan provides short-term financing for your new home until you sell your existing one — so you can make a strong offer today without waiting to sell first.

Strengthens Your Offer

Removes the selling contingency so sellers see your offer as stronger and more competitive.

Relieves the Stress

Buy your next home first, then move and sell your current home on your own timeline.

Move Quickly

Gives you the flexibility to act fast when you need to purchase without delay.

Access Your Equity

Tap the equity in your current home to cover your down payment or pay off debt.

See If a Bridge Loan Fits

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Martin Mortgage Group

Who Bridge Loans Are Ideal For

Buyers who need to relocate quickly, such as for a new job

Anyone wanting to make a strong offer on their dream home before someone else gets it

Growing families who need more space immediately

Couples navigating a separation or divorce

Individuals who need to pay off debt or secure a down payment

The Details

Fairway's Bridge Loan Program

$750,000

Maximum loan amount

90%

Loan-to-value (LTV)*

680

Minimum credit score

48 States

Available everywhere except Texas and New York

Available in all states except Texas and New York. State eligibility is based on the location of the departure property obtaining the bridge loan, not the location of the new home. *Loan-to-value (LTV) and combined loan-to-value (CLTV) may vary by loan amount.

Bridge Loan FAQ

Common questions about Fairway's bridge loan program

A bridge loan is a home loan option that provides short-term financing for a new property until you’re able to sell your existing home. It “bridges” the gap between buying your next home and selling your current one, so you don’t have to make your offer contingent on a sale.

A bridge loan strengthens your offer by removing the selling contingency, relieves the stress of coordinating two closings, gives you flexibility to move quickly on the right home, and lets you use the equity in your current home to cover your down payment or pay off debt.

Bridge loans work well for buyers relocating quickly for a new job, anyone making a strong offer on a dream home before it’s gone, growing families who need more space right away, couples navigating a separation or divorce, and individuals who need to pay off debt or secure a down payment.

Fairway’s bridge loan offers loan amounts up to $750,000 with up to 90% loan-to-value (LTV) and a minimum 680 credit score. Loan-to-value and combined loan-to-value (CLTV) may vary depending on the loan amount.

The Fairway Bridge Loan is available in every state except Texas and New York. State eligibility is based on the location of the departure property obtaining the bridge loan, not the location of the new home you’re purchasing.